- Lender Spotlight: Bizcap Brings Flexible SME Lending to Singapore
- How SmartLend Helps Seasonal Businesses Maximise Peak Season Revenue
- Employment Of Foreign Manpower Act: 7 Things You Must Know Before Hiring Foreign Worker In Singapore [2025 Updated]
- SmartLend Tips For Securing Best Private Credit Business Loan Rates
- Singapore Budget 2025: What SME Owners Need to Know
- Review: MariBank | Mari Business Loan (Credit Line) – Do I Need a Business Credit Line?
- Banks in Singapore - Do They Reimburse Losses from Scams and Fraud?
- Singapore Businesses’ Guide to Hiring Interns + Grants For Interns [2024 Updated]
- Understand the Basics of Credits and How to Avoid Getting into Bad Debt
- Comprehensive Guide to Data Protection Officer - What SME Owners Need to Know [Updated]

About Us
#1 SME COMPARISON SITE
Our Mission
Our journey started when we realized that business banking products unlike consumer products are not as transparent as we thought. Rates are not readily available and one’s have to navigate through numerous technical jargons while facing commission-driven bankers, many a time Small Medium Enterprise (SMEs) always end up getting the short end of the stick.
We know SMEs is the bedrock of Singapore economy. We are committed to helping SMEs in Singapore to make better financial decisions. We created Smart-Towkay to bring transparency to a constantly changing financial landscape with ever-changing business banking products and choices.
What We Do
Smart-Towkay is a platform to connect SMEs with banks and alternative lenders. Knowing that SMEs have questions and concerns when it comes to their financial products, we are a growing community of deal experts who will provide you with useful tips, news and tricks through our Blog.
By working closely with Singapore’s top banks and alternative lenders, SMEs are able to simplify and find the alternatives in their financial needs that is most appropriate for them.
Press Contact
If you would like to have further information or schedule an interview, please contact towkay@smart-towkay.com

















Latest News
Lender Spotlight: Bizcap Brings Flexible SME Lending to Singapore
2025-06-26 05:35:32SmartLend is proud to feature Bizcap as part of our Lender Spotlight Series — showcasing innovative lending partners changing the way SMEs access...
How SmartLend Helps Seasonal Businesses Maximise Peak Season Revenue
2025-06-25 08:31:31That SMEs form the backbone of Singapore’s economy is a well-worn phrase. Yet many of them are facing hidden pains when it comes to accessing...
Employment Of Foreign Manpower Act: 7 Things You Must Know Before Hiring Foreign Worker In Singapore [2025 Updated]
2022-11-10 03:06:09Employing foreigners for your SME is an essential component that really adds growth to your business as well as enhance diverse skillsets needed for...
SmartLend Tips For Securing Best Private Credit Business Loan Rates
2025-04-28 02:18:39This guide provides practical tips and insights tailored for non-bank financial companies, peer-to-peer platforms, and fintech licensed lenders,...
Singapore Budget 2025: What SME Owners Need to Know
2025-02-20 06:21:50As Singapore celebrates its 60th year of independence(SG60), Budget 2025 introduces a robust suite of measures designed to empower SMEs to navigate...
Review: MariBank | Mari Business Loan (Credit Line) – Do I Need a Business Credit Line?
2024-12-09 05:12:26While both Mari Business Loan (Credit Line) and overdraft facilities have similar drawdown availability and no early repayment fees, Mari Business...
Banks in Singapore - Do They Reimburse Losses from Scams and Fraud?
2023-09-19 02:40:44According to the MAS rules, banks are supposed to serve consumers fairly and to have effective mechanisms in place for fraud identification and...
Singapore Businesses’ Guide to Hiring Interns + Grants For Interns [2024 Updated]
2021-03-22 03:33:01The GRTNet portal will be transitioning to the Business Grant Portal 2.0 (BGP 2.0) effective December 15th, 2024. This move aims to simplify the...